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Terms & Conditions
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1. ACCEPTANCE OF TERMS
This site provides its service to you, subject to the following Terms of
Service ("TOS"), which may be updated by us from time to time without
notice to you. In addition, when using particular services, you and this
site shall be subject to any posted guidelines or rules applicable to such
services which may be posted from time to time. All such guidelines or
rules are hereby incorporated by reference into the TOS. This site also
may offer other services from time to time that are governed by different
Terms of Services.
2. DESCRIPTION OF SERVICE
We currently provides users with access to a broad selection of on-line
credit-related resources, including credit cards, credit repair and debt
consolidation services, and online forums, through its network of
properties (the "Service"). Unless explicitly stated otherwise, any new
features that augment or enhance the current Service, including the
release of new properties, shall be subject to the TOS. You understand and
agree that the Service is provided "AS-IS" and that this site assumes no
responsibility for the timeliness, deletion, mis-delivery or failure to
store any user communications or personalization settings.
In order to use the Service, you must obtain access to the World Wide Web,
either directly or through devices that access web-based content, and pay
any service fees associated with such access. In addition, you must
provide all equipment necessary to make such connection to the World Wide
Web, including a computer and modem or other access device.
3. YOUR REGISTRATION OBLIGATIONS
In consideration of your use of the Service, you agree to: (a) provide
true, accurate, current and complete information about yourself if
prompted to do so by any Service form (such information being the
"Registration Data") and (b) maintain and promptly update the Registration
Data to keep it true, accurate, current and complete. If you provide any
information that is untrue, inaccurate, not current or incomplete, or
CMB-Credit-Cards.com has reasonable grounds to suspect that such
information is untrue, inaccurate, not current or incomplete,
CMB-Credit-Cards.com has the right to suspend or terminate your account
and refuse any and all current or future use of the Service (or any
portion thereof). By using our Services you certify that you are at least
18 years old. Please remember that the Service is designed to appeal to a
broad audience. Accordingly, it is your responsibility to determine
whether any of the Services and/or Content (as defined in Section 6 below)
are appropriate for you.
4. CMB-Credit-Cards.com PRIVACY POLICY
Registration Data and certain other information about you is subject to
our Privacy Policy. For more information, please see our full privacy
policy at
www.CMB-Credit-Cards.com/privacy.htm
5. MEMBER ACCOUNT, PASSWORD AND
SECURITY
CMB-Credit-Cards.com does not require passwords to access any
CMB-Credit-Cards.com Service at this time.
6. MEMBER CONDUCT
You understand that all information, data, text, software, music, sound,
photographs, graphics, video, messages or other materials ("Content"),
whether publicly posted or transmitted privately, are the sole
responsibility of the person from which such Content originated. This
means that you, and not CMB-Credit-Cards.com, are entirely responsible for
all Content that you upload, post, email or otherwise transmit via the
Service. CMB-Credit-Cards.com does not control the Content posted via the
Service and, as such, does not guarantee the accuracy, integrity or
quality of such Content. You understand that by using the Service, you may
be exposed to Content that is offensive, indecent or objectionable. Under
no circumstances will CMB-Credit-Cards.com be liable in any way for any
Content, including, but not limited to, for any errors or omissions in any
Content, or for any loss or damage of any kind incurred as a result of the
use of any Content posted, emailed or otherwise transmitted via the
Service.
You agree to not use the Service to:
a) upload, post, email or otherwise transmit any Content that is unlawful,
harmful, threatening, abusive, harassing, tortuous, defamatory, vulgar,
obscene, libelous, invasive of another's privacy, hateful, or racially,
ethnically or otherwise objectionable;
b) harm minors in any way;
c) impersonate any person or entity, including, but not limited to, a
CMB-Credit-Cards.com official, forum leader, guide or host, or falsely
state or otherwise misrepresent your affiliation with a person or entity;
d) forge headers or otherwise manipulate identifiers in order to disguise
the origin of any Content transmitted through the Service;
e) upload, post, email or otherwise transmit any Content that you do not
have a right to transmit under any law or under contractual or fiduciary
relationships (such as inside information, proprietary and confidential
information learned or disclosed as part of employment relationships or
under nondisclosure agreements);
f) upload, post, email or otherwise transmit any Content that infringes
any patent, trademark, trade secret, copyright or other proprietary rights
("Rights") of any party;
g) upload, post, email or otherwise transmit any unsolicited or
unauthorized advertising, promotional materials, "junk mail," "spam,"
"chain letters," "pyramid schemes," or any other form of solicitation,
except in those areas (such as shopping rooms) that are designated for
such purpose;
h) upload, post, email or otherwise transmit any material that contains
software viruses or any other computer code, files or programs designed to
interrupt, destroy or limit the functionality of any computer software or
hardware or telecommunications equipment;
i) disrupt the normal flow of dialogue, flood the message board with
messages, or otherwise act in a manner that negatively affects other
users' ability to engage in exchanges;
j) interfere with or disrupt the Service or servers or networks connected
to the Service, or disobey any requirements, procedures, policies or
regulations of networks connected to the Service;
k) intentionally or unintentionally violate any applicable local, state,
national or international law, including, but not limited to, regulations
promulgated by the U.S. Securities and Exchange Commission, any rules of
any national or other securities exchange, including, without limitation,
the New York Stock Exchange, the American Stock Exchange or the NASDAQ,
and any regulations having the force of law;
l) "stalk" or otherwise harass another;
m) collect or store personal data about other users.
You acknowledge that CMB-Credit-Cards.com does not pre-screen Content, but
that CMB-Credit-Cards.com and its designees shall have the right (but not
the obligation) in their sole discretion to refuse or move any Content
that is available via the Service. Without limiting the foregoing,
CMB-Credit-Cards.com and its designees shall have the right to remove any
Content that violates the TOS or is otherwise objectionable. You agree
that you must evaluate, and bear all risks associated with, the use of any
Content, including any reliance on the accuracy, completeness, or
usefulness of such Content. In this regard, you acknowledge that you may
not rely on any Content created by CMB-Credit-Cards.com or submitted to
CMB-Credit-Cards.com, including without limitation information in
CMB-Credit-Cards.com Message Boards, and in all other parts of the
Service.
You acknowledge and agree that CMB-Credit-Cards.com may preserve Content
and may also disclose Content if required to do so by law or in the good
faith belief that such preservation or disclosure is reasonably necessary
to: (a) comply with legal process; (b) enforce the TOS; (c) respond to
claims that any Content violates the rights of third-parties; or (d)
protect the rights, property, or personal safety of CMB-Credit-Cards.com,
its users and the public.
You understand that the technical processing and transmission of the
Service, including your Content, may involve (a) transmissions over
various networks; and (b) changes to conform and adapt to technical
requirements of connecting networks or devices.
7. SPECIAL ADMONITIONS FOR INTERNATIONAL USE
Recognizing the global nature of the Internet, you agree to comply with
all local rules regarding online conduct and acceptable Content.
Specifically, you agree to comply with all applicable laws regarding the
transmission of technical data exported from the United States or the
country in which you reside.
8. PUBLIC CONTENT POSTED TO CMB-Credit-Cards.com
(a) For purposes of the TOS, "publicly accessible areas of the Service"
are those accessible by the general public.
(b) With respect to Content you elect to post for inclusion in publicly
accessible areas of CMB-Credit-Cards.com Message Boards or that consists
of photos or other graphics you elect to post to any other publicly
accessible area of the Service, you grant CMB-Credit-Cards.com the
world-wide, royalty free and non-exclusive license to reproduce, modify,
adapt and publish such Content on the Service solely for the purpose of
displaying, distributing and promoting the specific CMB-Credit-Cards.com
Message Board to which such Content was submitted, or, in the case of
photos or graphics, solely for the purpose for which such photo or graphic
was submitted to the Service. This license exists only for as long as you
elect to continue to include such Content on the Service and shall be
terminated at the time you delete such Content from the Service.
(c) With respect to all other Content you elect to post to other publicly
accessible areas of the Service, you grant CMB-Credit-Cards.com the
royalty-free, perpetual, irrevocable, non-exclusive and fully sub
licensable right and license to use, reproduce, modify, adapt, publish,
translate, create derivative works from, distribute, perform and display
such Content (in whole or part) worldwide and/or to incorporate it in
other works in any form, media, or technology now known or later
developed.
9. INDEMNITY
You agree to indemnify and hold CMB-Credit-Cards.com, and its
subsidiaries, affiliates, officers, agents, co-branders or other partners,
and employees, harmless from any claim or demand, including reasonable
attorneys' fees, made by any third party due to or arising out of Content
you submit, post to or transmit through the Service, your use of the
Service, your connection to the Service, your violation of the TOS, or
your violation of any rights of another.
10. NO RESALE OF SERVICE
You agree not to reproduce, duplicate, copy, sell, resell or exploit for
any commercial purposes, any portion of the Service, use of the Service,
or access to the Service.
11. GENERAL PRACTICES REGARDING USE AND STORAGE
You acknowledge that CMB-Credit-Cards.com may establish general practices
and limits concerning use of the Service, including without limitation the
maximum number of days that email messages, message board postings or
other uploaded Content will be retained by the Service, the maximum number
of email messages that may be sent from or received by an account on the
Service, the maximum size of any email message that may be sent from or
received by an account on the Service, the maximum disk space that will be
allotted on CMB-Credit-Cards.com's servers on your behalf, and the maximum
number of times (and the maximum duration for which) you may access the
Service in a given period of time. You agree that CMB-Credit-Cards.com has
no responsibility or liability for the deletion or failure to store any
messages and other communications or other Content maintained or
transmitted by the Service. You acknowledge that CMB-Credit-Cards.com
reserves the right to ban certain users from accessing any part of the
Service. You further acknowledge that CMB-Credit-Cards.com reserves the
right to change these general practices and limits at any time, in its
sole discretion, with or without notice.
12. MODIFICATIONS TO SERVICE
CMB-Credit-Cards.com reserves the right at any time and from time to time
to modify or discontinue, temporarily or permanently, the Service (or any
part thereof) with or without notice. You agree that CMB-Credit-Cards.com
shall not be liable to you or to any third party for any modification,
suspension or discontinuance of the Service.
13. TERMINATION
You agree that CMB-Credit-Cards.com, in its sole discretion, may terminate
your use of the Service, and remove and discard any Content within the
Service, for any reason, including, without limitation, for lack of use or
if CMB-Credit-Cards.com believes that you have violated or acted
inconsistently with the letter or spirit of the TOS. CMB-Credit-Cards.com
may also in its sole discretion and at any time discontinue providing the
Service, or any part thereof, with or without notice. You agree that any
termination of your access to the Service under any provision of this TOS
may be effected without prior notice, and acknowledge and agree that
CMB-Credit-Cards.com may immediately bar any further access to the Service
. Further, you agree that CMB-Credit-Cards.com shall not be liable to you
or any third-party for any termination of your access to the Service.
14. DEALINGS WITH ADVERTISERS
Your correspondence or business dealings with, or participation in
promotions of, advertisers found on or through the Service, including
payment and delivery of related goods or services, and any other terms,
conditions, warranties or representations associated with such dealings,
are solely between you and such advertiser. You agree that
CMB-Credit-Cards.com shall not be responsible or liable for any loss or
damage of any sort incurred as the result of any such dealings or as the
result of the presence of such advertisers on the Service.
15. LINKS
The Service may provide, or third parties may provide, links to other
World Wide Web sites or resources. Because CMB-Credit-Cards.com has no
control over such sites and resources, you acknowledge and agree that
CMB-Credit-Cards.com is not responsible for the availability of such
external sites or resources, and does not endorse and is not responsible
or liable for any Content, advertising, products, or other materials on or
available from such sites or resources. You further acknowledge and agree
that CMB-Credit-Cards.com shall not be responsible or liable, directly or
indirectly, for any damage or loss caused or alleged to be caused by or in
connection with use of or reliance on any such Content, goods or services
available on or through any such site or resource.
16. CMB-Credit-Cards.com'S PROPRIETARY RIGHTS
You acknowledge and agree that the Service and any necessary software used
in connection with the Service ("Software") contain proprietary and
confidential information that is protected by applicable intellectual
property and other laws. You further acknowledge and agree that Content
contained in sponsor advertisements or information presented to you
through the Service or advertisers is protected by copyrights, trademarks,
service marks, patents or other proprietary rights and laws. Except as
expressly authorized by CMB-Credit-Cards.com or advertisers, you agree not
to modify, rent, lease, loan, sell, distribute or create derivative works
based on the Service or the Software, in whole or in part.
CMB-Credit-Cards.com grants you a personal, non-transferable and
non-exclusive right and license to use the object code of its Software on
a single computer; provided that you do not (and do not allow any third
party to) copy, modify, create a derivative work of, reverse engineer,
reverse assemble or otherwise attempt to discover any source code, sell,
assign, sublicense, grant a security interest in or otherwise transfer any
right in the Software. You agree not to modify the Software in any manner
or form, or to use modified versions of the Software, including (without
limitation) for the purpose of obtaining unauthorized access to the
Service. You agree not to access the Service by any means other than
through the interface that is provided by CMB-Credit-Cards.com for use in
accessing the Service.
17. DISCLAIMER OF WARRANTIES
YOU EXPRESSLY UNDERSTAND AND AGREE THAT:
a) YOUR USE OF THE SERVICE IS AT YOUR SOLE RISK. THE SERVICE IS PROVIDED
ON AN "AS IS" AND "AS AVAILABLE" BASIS. CMB-Credit-Cards.com EXPRESSLY
DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED,
INCLUDING, BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY,
FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT.
b) CMB-Credit-Cards.com MAKES NO WARRANTY THAT (i) THE SERVICE WILL MEET
YOUR REQUIREMENTS, (ii) THE SERVICE WILL BE UNINTERRUPTED, TIMELY, SECURE,
OR ERROR-FREE, (iii) THE RESULTS THAT MAY BE OBTAINED FROM THE USE OF THE
SERVICE WILL BE ACCURATE OR RELIABLE, (iv) THE QUALITY OF ANY PRODUCTS,
SERVICES, INFORMATION, OR OTHER MATERIAL PURCHASED OR OBTAINED BY YOU
THROUGH THE SERVICE WILL MEET YOUR EXPECTATIONS, AND (V) ANY ERRORS IN THE
SOFTWARE WILL BE CORRECTED.
c) ANY MATERIAL DOWNLOADED OR OTHERWISE OBTAINED THROUGH THE USE OF THE
SERVICE IS DONE AT YOUR OWN DISCRETION AND RISK AND THAT YOU WILL BE
SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM OR LOSS OF DATA
THAT RESULTS FROM THE DOWNLOAD OF ANY SUCH MATERIAL.
d) NO ADVICE OR INFORMATION, WHETHER ORAL OR WRITTEN, OBTAINED BY YOU FROM
CMB-Credit-Cards.com OR THROUGH OR FROM THE SERVICE SHALL CREATE ANY
WARRANTY NOT EXPRESSLY STATED IN THE TOS.
18. LIMITATION OF LIABILITY
YOU EXPRESSLY UNDERSTAND AND AGREE THAT CMB-Credit-Cards.com SHALL NOT BE
LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR
EXEMPLARY DAMAGES, INCLUDING BUT NOT LIMITED TO, DAMAGES FOR LOSS OF
PROFITS, GOODWILL, USE, DATA OR OTHER INTANGIBLE LOSSES (EVEN IF
CMB-Credit-Cards.com HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES),
RESULTING FROM: (i) THE USE OR THE INABILITY TO USE THE SERVICE; (ii) THE
COST OF PROCUREMENT OF SUBSTITUTE GOODS AND SERVICES RESULTING FROM ANY
GOODS, DATA, INFORMATION OR SERVICES PURCHASED OR OBTAINED OR MESSAGES
RECEIVED OR TRANSACTIONS ENTERED INTO THROUGH OR FROM THE SERVICE; (iii)
UNAUTHORIZED ACCESS TO OR ALTERATION OF YOUR TRANSMISSIONS OR DATA; (iv)
STATEMENTS OR CONDUCT OF ANY THIRD PARTY ON THE SERVICE; OR (v) ANY OTHER
MATTER RELATING TO THE SERVICE.
19. EXCLUSIONS AND LIMITATIONS
SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF CERTAIN WARRANTIES OR THE
LIMITATION OR EXCLUSION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL
DAMAGES. ACCORDINGLY, SOME OF THE ABOVE LIMITATIONS OF SECTIONS 17 AND 18
MAY NOT APPLY TO YOU.
20. SPECIAL ADMONITION FOR SERVICES RELATING TO FINANCIAL MATTERS
If you intend to create or join any service, receive or request any news,
messages, alerts or other information from the Service concerning
companies, stock quotes, investments or securities, please read the above
Sections 17 and 18 again. They go doubly for you. In addition, for this
type of information particularly, the phrase "Let the investor beware" is
apt. The Service is provided for informational purposes only, and no
Content included in the Service is intended for trading or investing
purposes. CMB-Credit-Cards.com shall not be responsible or liable for the
accuracy, usefulness or availability of any information transmitted via
the Service, and shall not be responsible or liable for any trading or
investment decisions made based on such information.
21. NOTICE
Notices to you may be made via email. The Service may also provide notices
of changes to the TOS or other matters by displaying notices or links to
notices to you generally on the Service.
22. TRADEMARK INFORMATION
CMB-Credit-Cards.com, and the CMB-Credit-Cards.com logo are trademarks of
Voodoo Ventures, LLC. Without CMB-Credit-Cards.com's prior permission, you
agree not to display or use in any manner, the CMB-Credit-Cards.com
trademarks.
23. COPYRIGHTS and COPYRIGHT AGENTS
CMB-Credit-Cards.com respects the intellectual property of others, and we
ask our users to do the same. If you believe that your work has been
copied in a way that constitutes copyright infringement, please provide
CMB-Credit-Cards.com's Copyright Agent the following information:
a) an electronic or physical signature of the person authorized to act on
behalf of the owner of the copyright interest;
b) a description of the copyrighted work that you claim has been
infringed;
c) a description of where the material that you claim is infringing is
located on the site;
d) your address, telephone number, and email address;
e) a statement by you that you have a good faith belief that the disputed
use is not authorized by the copyright owner, its agent, or the law;
f) a statement by you, made under penalty of perjury, that the above
information in your Notice is accurate and that you are the copyright
owner or authorized to act on the copyright owner's behalf.
24. GENERAL INFORMATION
The TOS constitute the entire agreement between you and
CMB-Credit-Cards.com and govern your use of the Service, superseding any
prior agreements between you and CMB-Credit-Cards.com. You also may be
subject to additional terms and conditions that may apply when you use
affiliate services, third-party content or third-party software. The TOS
and the relationship between you and CMB-Credit-Cards.com shall be
governed by the laws of the State of Nevada without regard to its conflict
of law provisions. You and CMB-Credit-Cards.com agree to submit to the
personal and exclusive jurisdiction of the courts located within the New
Orleans, LA. The failure of CMB-Credit-Cards.com to exercise or enforce
any right or provision of the TOS shall not constitute a waiver of such
right or provision. If any provision of the TOS is found by a court of
competent jurisdiction to be invalid, the parties nevertheless agree that
the court should endeavor to give effect to the parties' intentions as
reflected in the provision, and the other provisions of the TOS remain in
full force and effect. You agree that regardless of any statute or law to
the contrary, any claim or cause of action arising out of or related to
use of the Service or the TOS must be filed within one (1) year after such
claim or cause of action arose or be forever barred.
The section titles in the TOS are for convenience only and have no legal
or contractual effect.
25. VIOLATIONS
Please report any violations of the TOS to us by emailing us:
info@CMB-Credit-Cards.com
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